Adjustable Rate Mortgages*

Rates as of Friday, December 14, 2018

Interest RateAPRFully Indexed RatePayment per $1,000PaymentsApply
5/1 Year ARM 30 Year Term
3.375%4.786%5.535%$4.42Show Payments
7/1 Year ARM 30 Year Term
3.500%4.611%5.535%$4.49Show Payments
10/1 Year ARM 30 Year Term
4.000%4.630%5.535%$4.77Show Payments



(Cost per thousand does not include RE taxes & insurance premiums & the actual payment may increase. Rate may increase after consummation).


*APR= Annual Percentage Rate and assumes $100,000 mortgage and a 20% down payment. Maximum Loan-to-Value (LTV) is 95%. Private Mortgage Insurance (PMI) required if the down payment is less than 20%. Homeowners Insurance and Flood Insurance (if applicable) are required. Maximum loan amount is $453,100. Adjustable Rate Mortgages use the index of 2.70 and caps 2% and 6%. The above rates are discounted. The actual interest rate and fees available to you will be based on your credit history (and other factors) and may be different than the rates displayed here. The adjustable rates and payments can increase or decrease. All loans are subject to PNCU underwriting guidelines and property approval.


 


Print Rates

 


Call 866.592.7628 for more information.

Polish National Credit Union
NMLS# 439259