First Time Home Buyer*

Rates as of Tuesday, May 15, 2018

Interest RateAnnual Percentage RateFully Indexed RatePayment per $1,000PaymentsApply
12/1 Year ARM 30 Year Term**
3.750%4.215%5.115%$4.63Show Payments and Rates


(Cost per thousand does not include RE taxes & insurance premiums & the actual payment may increase. Rate may increase after consummation).


*APR= Annual Percentage Rate and assumes $100,000 mortgage and a 3% minimum down payment. Maximum Loan-to-Value (LTV) is 97%. Private Mortgage Insurance (PMI) required if the down payment is less than 20%. Homeowners Insurance and Flood Insurance (if applicable) are required. Maximum loan amount is $453,100. Adjustable Rate Mortgages use the current index of 2.24 and caps of 2% and 6%. No income limits apply. The credit union will pay the appraisal fee up to $450. At least one borrower must complete the online Homebuyer Education Program and at least one borrower may not have owned another home within the last 3 years. Eligible properties are owner occupied single family or a warrantable condominium.


 


 


Print Rates

 


Call 866.592.7628 for more information.

Polish National Credit Union
NMLS# 439259